non-performing loan ratio

基本解释

Santander had a non-performing loan ratio of 3.37%, up from 2.82%.
桑坦德银行的不良贷款率从2.82%提高到3.37%。
Lei Hua, a senior analyst with the China Index Academy (CIA), said the non-performing mortgage loan ratio is not high and a 30-40 percent price drop won't increase the ratio.
中国指数研究院（CIA）的高级分析师，雷华说，不良的抵押贷款比率不高，百分之30-40的价格下降不会增加比例。
blog.sina.com.cn
Based on the analysis of foreign credit risk models, the writer use the simplified time series model to forecast the ratio of non-performing Loan of Minsheng Bank.
因此，本文在借鉴国外信用风险度量模型的基础上，采用了易得到的反映信用风险的指标——不良贷款率，应用简化的时间序列模型，对论文主题进行了尝试性的实证分析。

Presumably, the official non-performing loan ratio for Q1, when it is finally released, will exceed the 0.95% year-end 2012 figure.
FORBES: Global Banks Are 'Divorcing' China

不良贷款率
The lower quality, the higher non-performing loan ratio, the lack of clarity of internal property rights, the imperfect corporate governance structure and the increase of financial risks accumulated of financial assets can not meet the financial needs of farmers.
金融资产质量偏低、不良贷款率颇高,产权不明晰、法人治理结构不完善,累积的金融风险加剧,不能满足农户的金融需求。